Join Crescent Lifestyle


Friday Teaching

09 March 2014

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Crescent Lifestyle - Terms & Conditions


1.1 With effect from the date of acceptance hereof by Crescent Lifestyle (Crescent) the subscriber appoints Crescent to provide “the services” to and/or on behalf of the subscriber in accordance for the provisions hereof
1.2 The subscriber agrees to be bound by the provisions contained in any notice, directive or applicable tariff plan issued or derived by Crescent
1.3 The subscriber acknowledges that the application form constitutes an offer by the subscriber, which may be accepted or refused by Crescent at its sole discretion. The issue of the card to the subscriber shall be deemed to constitute acceptance of the offer, by Crescent and commencement of this agreement. This agreement shall become binding between Crescent and the subscriber whether or not the subscriber was notified of the acceptance of the offer. The subscriber herewith expressly dispenses with notification of acceptance of the offer by Crescent.
1.4 Clause headings are inserted for convenience and shall not be used in its interpretation, unless the context clearly indicates a contrary intention, an expression which denotes one gender includes the other gender and neuter as applicable, a natural person includes a juristic person and vice versa, the singular includes the plural and vice versa.


2.1 This agreement shall continue for a minimum period of 12 months reckoned from the date of acceptance hereof by Crescent (“the initial period”) and thereafter shall continue indefinitely until terminated by either party by the giving of 1 (one) month written notice of termination, which notice will be effective from the last day of the calendar month following receipt of such notice
2.2 Any notice of termination or any other notice whatsoever by the subscriber to Crescent shall be in writing.
2.3 In the event of death of the subscriber or in the event that either party is provisionally or finally liquidated, wound up or declared insolvent or in the event that either party enters into a scheme of arrangement or compromise with its creditors or allows a judgment to be entered against the name of the party and does not take steps for the rescission thereof within a period of 21 (twenty one) business days after the date of the judgment then the other party shall be entitled immediately to terminate this agreement.
2.4 Termination of this agreement does not relieve the subscriber from the liability to pay charges for the initial period plus notice period and any charges and cancellation fee in (4) below


3.1 Crescent shall be entitled in its sole discretion to suspend, cancel, vary or terminate this agreement or any part thereof, without Crescent incurring any liability whatsoever in the event of non-availability of the services or if any agreement giving Crescent the right to render the service, or any part thereof, or giving Crescent access to anything relating to the service, is suspended, cancelled, varied or terminated.
3.2 The subscriber agrees that if for any reason any of the agreements between the Card Issuer and/or Card Management Service Provider and Crescent are terminated so as to have the effect of Crescent not being entitled to render the services, all of the rights and obligations of Crescent in terms of this agreement may be assigned to any third party service provider as may be approved of in writing by the Card Issuer and/or Card Management Service Provider, which approval will not be unreasonably withheld or delayed forthwith upon the termination for whatever reason.
3.3 Crescent Lifestyle cards are issued by and remain the property of Crescent Lifestyle.
3.4 Crescent will not be held liable should the Issuing Bank reject the application due to the applicant not meeting the necessary requirements by the Issuing Bank.


4.1 The subscriber shall pay to Crescent:
4.1.1 Upon commencement hereof, the initial Joining Fee of R85 for the Primary Member and R75 for a Secondary member of the Family and R69 for pensioners (age 65+)
4.1.2 Monthly in advance, the monthly subscription charge
4.1.3 The subscriber agrees that Crescent shall be entitled from time to time to increase or vary the charges payable by the subscriber to Crescent for the services. Crescent shall endeavour to give the subscriber prior notice of any such increase or variation but gives no undertaking in this regard.

4.1.4 All members are liable to pay a cancellations fee of R90 per person under the account.
4.1.5 Crescent will attempt to adhere to the debit date requested by the member, however, this may vary at Crescent’s discretion without prior notice.


5.1 Payment shall be in the form of a Bank Debit Order, Credit card, or Direct Cash Deposit or EFT
5.2 The subscriber agrees that payment shall only have been made to Crescent when the monies have been received into Crescent’s bank account.
5.3 Should any debit order be returned unpaid or stopped or be rejected for whatsoever reason or should Crescent exercise its right to suspend the provision of the services due to late or non-payment of any monies due in terms hereof by the subscriber, then the subscriber shall pay an administration charge as may be levied by Crescent from time to time for each such non-payment, suspension or any other breach of this agreement which amount shall be payable upon demand and recoverable by Crescent .
5.4 All monies payable by the subscriber to Crescent in terms hereof shall be paid timeously on due date, free of deduction or set-off to Crescent’s principal place of business.


Crescent shall not be liable under any circumstances whatsoever for any loss or damage of any nature whatsoever (including loss of profit or any other special damages or indirect or consequential loss or damages) which the subscriber or any other person may suffer whether as a result of any breach by Crescent of any of its obligations to the subscriber, or whether caused directly or indirectly by the non-functionality of the services and / or stored value card.


7.1 Should the subscriber breach any provision of this agreement including failing to pay Crescent any monies due in terms hereof on due date, then Crescent shall be entitled without prejudice to any of its other rights arising out of this agreement forthwith and without any liability towards the subscriber to suspend its provision to the subscriber of the services in whole or in part.
7.2 Any breach will entitle Crescent to recover from the subscriber upon demand as liquidated damages hereby agreed to by the subscriber, an amount equal to the aggregate of all of the monthly subscription charges due until the expiry of the initial period plus notice period plus any other charges incurred


Should Crescent instruct its attorneys to enforce any of Crescent 's rights arising from this agreement or to institute action against the subscriber, then the subscriber shall be liable for all legal costs on attorney and own client scale including any collection commission incurred by Crescent and the subscriber shall upon demand pay such costs.


9.1 Winners younger than 18 years must be accompanied by an adult. Proof that an adult is accompanying the minor will be required.
9.2 The prize will not be paid out in cash to the winner but will go towards payment for the Umrah package arranged through a recognized travel agency. The necessary booking and travel arrangements are the sole responsibility of the winner. Crescent will transfer the winnings to the travel agent appointed by the winner.
9.3 The winner is responsible for obtaining all passport, visa, health information and documentation that may be required. Crescent will not be held responsible or liable for failure to obtain necessary travel documents.
9.4 Crescent will not be held liable for any losses incurred or suffered as a result of the take up of the prize.
9.5 From date of draw the prize will be held for a period of 12(twelve) months for the Umrah prize.
9.6 Crescent holds the right to change, suspend, or terminate the draw competition and prizes without any notification.
9.7 Each subscriber is entitled to win an Umrah package once every twelve (12) months.

9.8 The winner of the prize may elect to transfer the benefits to another recipient of his/her immediate family member within a 12 month period. The winner may request to transfer in writing from Crescent. The above terms and conditions will remain in place.
9.9Where a member has not travelled and Crescent has paid for the purpose intended for, it is the member’s liability to return the money in full to Crescent with immediate effect, even if the payment was made to the travel agent on the member’s behalf.

9.10 The member will not be eligible for the prize, and will forfeit the prize in full, should his/her subscription be in arrears.

Standard Terms and Conditions of Crescent Lifestyle apply.



Friday Teaching

09 March 2014

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus scelerisque eget eros sed tempor. Vestibulum vitae luctus odio, aliquam gravida metus volutpat.

Friday Teaching

09 March 2014

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus scelerisque eget eros sed tempor. Vestibulum vitae luctus odio, aliquam gravida metus volutpat.